Estate Planning for Special Needs Families: Protecting Your Child’s Future

Let’s be honest: estate planning sounds like something reserved for wealthy families with beachfront property and trust funds named after their dogs. But when you’re a parent to a child with special needs—like I am, raising a daughter with Pitt Hopkins Syndrome—estate planning isn’t a luxury. It’s a lifeline. A necessary, not-so-glamorous act of love […]

Best Life Insurance Options for Parents of Special Needs Children

Let’s get brutally honest: talking about life insurance is uncomfortable. It forces us to think about a future where we’re not here. And when you’re the parent of a special needs child—like I am, raising a daughter with Pitt Hopkins Syndrome—it’s not just uncomfortable. It’s terrifying. Because here’s the deal: I don’t get the luxury […]

Financial Planning for a Child with Disabilities: Long-Term Security Strategies

Let’s just get this out of the way: financial planning for a child with disabilities is not for the faint of heart. It’s like trying to build a sandcastle during a hurricane—on a budget—while also filling out 30 pages of government paperwork. Welcome to my world. I’m a mom to a daughter with Pitt Hopkins […]

How to Set Up a Special Needs Trust: Essential Legal and Financial Tips

Alright, let’s get real. If you have a child with special needs—like my amazing daughter with Pitt Hopkins Syndrome—you know that planning for the future is a whole different ball game. We’re not just thinking about saving for college; we’re talking about lifelong care, medical expenses, and making sure they still qualify for benefits without […]